IMPS
(Immediate Payment Service) is an instant, 24×7, interbank,
electronic fund transfer service through mobile phones. IMPS
facilitates use of mobile instrument as a channel for accessing bank
accounts – thereby, enabling interbank fund transfers in a highly
secured manner (with immediate confirmation). This facility is
provided by National Payments Corporation of India.
Gsmart imps switch
- 1.Fully tested and operational for more than three years. ICICI
Bank, a major player in IMPS,
- 2.As per NPCI guidelines, the IMPS switch has been benchmarked
to support 150 TPS
- 3.Multiple messaging protocol acceptance.
- 4.Certified by NPCI for all IMPS services.
- 5.Ease in MIS structure, with customized/tailor-made reports
through the Switch’s web-based user interface.
- 6.Availability of Reconciliation Module.
EFT SWICHING SERVICESS
GSMART offers EFT switching services to banks with
existing CBS hosts. For enabling authentication, verifications and
appropriate routing of transactions to the respective banks of the
customers, we provide a world-class EFT Switch using international
standard ISO 8583 protocol, which validates the customer card, the
ATM/POS terminal, and the PIN, and then forwards the transaction to
National Financial Switch (NFS) and back.
- 1.Banks can use GSMART’s shared infrastructure under the ASP
model for:
- .Issuing RuPay ATM, Debit, EMV as well as KCC cards
- .Deploying ATMs and POS terminals to acquire transactions
on NFS network
- 2.GSMART’s EFT Switch enables the customers to transact on ATMs
and POS terminals on RuPay network across the country and on
E-Commerce platform using Debit cards
- 3.Banks can become direct members of NPCI or sub-members of
leading sponsor banks like ICICI Bank, HDFC Bank, SBI, IDBI Bank
and many more.
- 4.We provide sophisticated self-service web-based interface for
monitoring, card management, reconciliation and MIS
- 5.In-built configurable transaction fee charging module,
transaction alerts on SMS to customers
Card management & allied services
Card Management is a tedious and complicated
process-driven activity. We offer our client banks end-to-end card
management services, right from design to delivery:
- 1.Design of Welcome Kit (includes Welcome Letter, Instruction /
Terms & Conditions sheets, Envelop with Bank branding, Customer
Card, and PIN Mailer printing, if required)
- 2.Card design; coordination with NPCI and card manufacturer for
design approval
- 3.Arranging for sample cards from the card manufacturer for
testing
- 4.Batch verification; Card inspection, verification, and
dispatch
- 5.‘Block Card’ process for lost, bad, and damaged cards, and
‘Replace Card’ process
- 6.24×7 Call center for card blocking facility for customers of
banks
