1. Fully Integrated (CRM + LOS + LMS + FAS)

This is a crucial feature of our GSMARTLMS, as it solves the problem of disparate systems and silos of data. A fully integrated system allows for seamless data flow between all departments and functions, ensuring that everyone has access to the information they need to make informed decisions.

2. Automated disbursements and collections

Automated disbursements and collections integrated with the bank's system is a critical feature of our GSMARTLMS suite. It allows NBFCs to automatically disburse loans and collect payments from customers, without the need for manual intervention. This can lead to significant improvements in efficiency, accuracy, and customer satisfaction.

3. Auto-Reconcile General Ledger and Statement of Accounts

The auto-reconciliation feature typically works by comparing the following data:

• 1.General ledger account balances
• 2.Loan management system account balances
• 3.Transaction details from both systems

4. Automated LOS processing (Application management - Documentation - credit appraisals - approvals with Workflow automation).

This feature automates the entire loan origination process, from application management to documentation to credit appraisals to approvals. The workflow automation feature allows NBFCs to define and automate the steps involved in the loan origination process. This helps to ensure that the process is efficient and that all tasks are completed on time.

5. Automated LMS operations like loan appropriation, loan underwriting, SOA, Inventory management and multiple customer letters generation

The automated LMS operations feature in our GSMARTLMS suite is a valuable tool that can help NBFCs to streamline their loan management system and make it more efficient and effective.

6. Advanced Analytics with Regulatory Reporting

There are a variety of reports to track the performance and make business decisions available in the GSMARTLMS

7. Integrations with banking and third party APIs like CIBIL and others

The ability to integrate with third-party companies like CIBIL (credit score verification) and others API (GST verification) for the underwriting process is a valuable feature in our GSMARTLMS. It helps NBFCs to expedite the underwriting process, reduce errors, and improve the accuracy of their credit decisions.

The integration between the GSMARTLMS and the third-party companies allows NBFCs to automatically retrieve credit score and GST data from these companies. This data can then be used to assess the creditworthiness of loan applicants and make informed credit decisions.