With Gsmart mobile wallet software you get a ready backend with a robust API layer – for faster launch and effective scaling of different types of mobile wallet apps. With a powerful transactional engine inside, the platform helps you cut down on the team resources and costs of developing of a digital payment or ewallet application. ...
Individuals (ewallet, neobank, money remittance, currency exchange)
Merchants (payment acceptance via POS or online)
Corporate (neobank for corporate clients)
Self-registration via email or phone Flexible survey and document uploading (such as identity, utility bills, etc) KYC Automated (via pre-integrated vendors) Manual (via back-office interface) Two-factor authentication (2FA)
Accounts in any currency Any digital assets: crypto, points, bonuses, etc. Ledger for accounting and reflection in the system of any currencies or digital assets Card issuing (via pre-integrated vendor) IBANs (via pre-integrated vendor) ACH (via pre-integrated vendor, coming soon)
Top-ups and withdrawals Payment gateway operations (via pre-integrated vendors) In-system transfers or payments In-system currency exchange External currency exchange (via pre-integrated vendors) Payment link QR-payments Refund and chargeback
Vendor terms and conditions input Creating customer contracts with different sets of commissions and limits Let customers choose the preferred contract type (e.g. with or without monthly fees)
Customizable fees for any transaction: %, flat fee, or combination of them Configuring the fee bearer (sender or receiver) Transaction limits (per period, amount or number of transactions)
Company liabilities reconciliation Liabilities in front of your clients Liabilities in front of your vendors Identifying unmatched transactions and discrepancies Resolving the detected issues Clear picture of your company’s gains on top of transactions
Ability to account any type of cash and manage “cash-desk” operations